Effective Date: October 2, 2025
Last Updated: June 27, 2026

This Risk & Earnings Disclaimer ("Disclaimer") applies to all users of MarquitaThomasOfficial.com (the "Site"), as well as any services, educational programs, communities, events, coaching, books, digital products, communications, and resources offered by Marquita Thomas and her brands, including Money Makers Club, operating through FKJM LLC ("Company," "we," "us," or "our").

By accessing the Site or using any of our services, you acknowledge that you have read, understood, and agree to the terms outlined in this Disclaimer.

If you do not agree with these terms, you must discontinue use of the Site and all related services.

1. Educational Purposes Only

All information, educational courses, coaching, workshops, live events, webinars, community discussions, books, digital products, videos, articles, trade examples, market commentary, strategies, signals, alerts, and training materials provided by the Company are offered solely for educational and informational purposes.

Nothing provided by the Company should be interpreted as:

Financial advice

Investment advice

Trading advice

Legal advice

Tax advice

Accounting advice

A recommendation to buy, sell, or hold any financial instrument

Marquita Thomas and FKJM LLC are not licensed financial advisors, broker-dealers, investment advisors, or commodity trading advisors and do not manage trading accounts or execute trades on behalf of users.

2. Market Risk Disclosure

Trading foreign exchange (Forex), cryptocurrency, futures, commodities, indices, stocks, options, or any financial market involves substantial risk.

You may lose some or all of your invested capital.

The use of leverage can significantly increase both gains and losses.

Before participating in any financial market, you should carefully evaluate your financial objectives, level of experience, and personal risk tolerance.

Never trade with money you cannot afford to lose.

If appropriate, seek guidance from a licensed financial professional before making investment decisions.

No educational material, trading strategy, signal, alert, indicator, or market commentary can guarantee profits or eliminate the inherent risks associated with financial markets.

3. No Earnings Guarantees

The Company makes no guarantees, representations, or warranties regarding:

Income

Profits

Financial gains

Trading performance

Account growth

Specific results

Any earnings statements, trading examples, profit screenshots, testimonials, success stories, or financial discussions are shared solely for educational and illustrative purposes.

They should never be interpreted as promises or guarantees of future performance.

4. Testimonial Disclaimer

Testimonials, reviews, and success stories appearing on the Site, in marketing materials, on social media, or within our educational communities reflect the personal experiences of individual participants.

These testimonials:

Are not independently verified by the Company

Do not guarantee similar outcomes

Should not be considered typical results

Individual performance varies based on experience, education, discipline, market conditions, risk management, consistency, and numerous factors beyond the Company's control.

5. Community & Educational Discussions

Money Makers Club, coaching sessions, webinars, live events, online communities, Telegram groups, discussion forums, and educational conversations may include opinions, observations, or experiences shared by instructors, moderators, guest speakers, or community members.

These opinions are provided for educational discussion only and should not be interpreted as financial, investment, or trading advice.

The Company is not responsible for decisions made based on discussions within any community or educational setting.

6. Artificial Intelligence (AI) Disclosure

Certain educational resources, communications, written materials, presentations, or digital content may incorporate artificial intelligence ("AI") tools to assist with content creation, organization, research, or educational delivery.

All content is reviewed for educational purposes; however, AI-generated information may contain inaccuracies and should not be relied upon as financial, investment, legal, or tax advice.

Users remain solely responsible for verifying information and making independent decisions.

7. No Client-Advisor Relationship

Participation in any Company program, event, coaching session, membership, online community, or educational resource does not create:

A client-advisor relationship

A fiduciary relationship

An attorney-client relationship

An accountant-client relationship

Any professional advisory relationship

You remain solely responsible for all financial and trading decisions.

8. Intellectual Property

All educational content, books, workbooks, journals, videos, presentations, digital downloads, training materials, trade examples, strategies, community resources, graphics, branding, trademarks, logos, and proprietary information provided by the Company are protected by applicable copyright, trademark, and intellectual property laws.

Without prior written permission, users may not:

Copy

Record

Reproduce

Redistribute

Republish

Resell

Publicly display

Share membership content

Record live trainings, webinars, coaching sessions, or community discussions

Unauthorized use may result in:

Immediate termination of access

Civil liability

Legal action

Monetary damages where applicable

9. Third-Party Platforms & Tools

The Company may reference or utilize third-party software, brokers, charting platforms, AI tools, indicators, websites, or educational resources.

These references are provided solely for convenience.

The Company does not own, control, endorse, or guarantee the performance, accuracy, availability, or compliance of any third-party service.

Users are responsible for reviewing the terms, policies, and risks associated with any external platform they choose to use.

10. Social Media & Public Content

This Disclaimer applies to all content distributed through:

MarquitaThomasOfficial.com

Money Makers Club

Email communications

Social media platforms

YouTube

Facebook

Instagram

TikTok

Podcasts

Live streams

Webinars

Public speaking engagements

Educational events

Online communities

Digital products

Content shared across these platforms remains educational in nature and should never be interpreted as personalized financial advice.

11. No Warranties

All content, services, educational materials, and resources are provided on an "AS IS" and "AS AVAILABLE" basis.

The Company makes no warranties regarding:

Accuracy

Completeness

Reliability

Availability

Suitability

Timeliness

We do not warrant that information will always be current, error-free, uninterrupted, or suitable for every user.

12. Limitation of Liability

To the fullest extent permitted by law, Marquita Thomas and FKJM LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

Use of the Site

Educational materials

Coaching

Memberships

Community participation

Live market sessions

Trade execution

Interpretation of educational content

Reliance upon information provided

Participation in live market analysis, educational trading demonstrations, or market commentary does not transfer responsibility for trading decisions.

All trading decisions remain solely the responsibility of the individual participant.

13. Changes to This Disclaimer

The Company reserves the right to update or modify this Disclaimer at any time.

Changes become effective immediately upon posting to the Site.

Continued use of the Site or Company services constitutes acceptance of the revised Disclaimer.

14. Contact Information

If you have questions regarding this Disclaimer, please contact:

FKJM LLC
30 N Gould St, Ste R
Sheridan, WY 82801-6317

Email: [email protected]