PRIVACY POLICY

Effective Date: October 2, 2025
Last Updated: June 27, 2026

This Privacy Policy explains how Marquita Thomas and her brands, including Money Makers Club, operating through FKJM LLC ("Company," "we," "us," or "our") collect, use, disclose, and safeguard your personal information when you visit MarquitaThomasOfficial.com (the "Site") or interact with any of our products, services, memberships, events, books, educational programs, communities, coaching, speaking engagements, digital downloads, or communications.

By using the Site or any Company services, you agree to the practices described in this Privacy Policy.

If you do not agree with this Policy, please discontinue use of the Site and our services.


1. Information We Collect

We collect information you voluntarily provide, as well as information collected automatically through your interaction with our Site and services.

Information You Provide

We may collect:

Name

Email address

Mobile phone number

Mailing address

Billing address

Account credentials

Profile information

Payment information (processed by third-party providers)

Customer support communications

Community participation

Survey responses

Event registrations

Coaching applications

Membership enrollment information

Payment information is securely processed through third-party payment processors. We do not store complete credit card numbers.


SMS Communications

If you voluntarily provide your mobile phone number, you consent to receive SMS or MMS messages from the Company.

These communications may include:

Account notifications

Membership updates

Event reminders

Community announcements

Customer support

Promotional offers

Educational content

Message frequency varies.

Message and data rates may apply.

You may opt out at any time by replying STOP.

Reply HELP for assistance.


Information Automatically Collected

When you visit the Site, we may automatically collect:

IP address

Browser type

Device identifiers

Operating system

Pages viewed

Time spent on the Site

Referral sources

Clickstream data

Geographic region (approximate)

Device performance information


2. Cookies & Tracking Technologies

We use cookies, pixels, tags, and similar technologies to:

Improve website performance

Remember your preferences

Analyze visitor behavior

Measure marketing effectiveness

Personalize your experience

Deliver relevant advertising

Third-party services may include:

Google Analytics

Meta Pixel

Google Ads

Email marketing platforms

CRM platforms

Advertising platforms

You may disable cookies through your browser settings; however, portions of the Site may not function properly.


3. How We Use Your Information

We use your information to:

Deliver products and services

Process purchases

Provide membership access

Manage coaching and educational programs

Process event registrations

Respond to inquiries

Improve website performance

Personalize user experiences

Send newsletters and educational updates

Deliver marketing communications

Send SMS notifications

Maintain account security

Detect fraud

Comply with legal obligations


4. Artificial Intelligence (AI)

Certain Company services may utilize artificial intelligence ("AI") tools to assist with customer service, content creation, educational materials, workflow automation, or communications.

Information submitted through AI-assisted features is handled in accordance with this Privacy Policy.

We encourage users not to submit highly confidential or sensitive information unless specifically requested.


5. Sharing Your Information

We do not sell your personal information.

We may share information with trusted service providers who assist us in operating our business, including:

Payment processors

Email marketing providers

SMS providers

CRM platforms

Website hosting providers

Analytics providers

Customer support software

Event management platforms

Community platforms

Each provider is contractually obligated to protect your information.


Mobile Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging opt-in data and consent will never be sold or shared with third parties.


6. Email Marketing

If you subscribe to our newsletter, community, or educational resources, you may receive marketing emails from us.

You may unsubscribe at any time by clicking the unsubscribe link included in our emails.

Operational emails related to purchases, memberships, or account access may still be sent.


7. Community Participation

If you participate in Money Makers Club or other Company communities, certain information you voluntarily share with other members may be visible to those participants.

Please avoid posting confidential or sensitive personal information within community discussions.


8. Data Retention

We retain personal information only as long as necessary to:

Provide services

Maintain memberships

Comply with legal obligations

Resolve disputes

Enforce agreements

When information is no longer required, we securely delete or anonymize it where commercially reasonable.


9. Data Security

We implement commercially reasonable technical, administrative, and physical safeguards designed to protect your personal information.

These measures include:

Encryption

Secure payment processing

Access controls

Password protection

Firewall protections

Secure hosting

No method of electronic transmission or storage can be guaranteed to be 100% secure.


10. Your Privacy Rights

Depending on your location, you may have the right to:

Access your personal information

Correct inaccurate information

Request deletion

Request a copy of your data

Restrict certain processing

Withdraw consent for marketing communications

To exercise these rights, contact:

[email protected]

Residents of California, the European Union, and other jurisdictions may have additional rights under applicable privacy laws.


11. Third-Party Websites

Our Site may contain links to third-party websites or services.

We are not responsible for the privacy practices of external websites.

We encourage you to review their privacy policies before submitting personal information.


12. Children's Privacy

Our Site and services are intended for individuals 18 years of age or older.

We do not knowingly collect personal information from children under 13.

If we learn such information has been collected, we will promptly delete it.


13. International Users

If you access our Site from outside the United States, you acknowledge that your information may be transferred to and processed within the United States, where privacy laws may differ from those in your jurisdiction.


14. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time.

Changes become effective immediately upon posting to the Site.

Continued use of the Site after updates constitutes acceptance of the revised Policy.


15. Contact Us

If you have questions regarding this Privacy Policy, please contact:

FKJM LLC
30 N Gould St, Ste R
Sheridan, WY 82801-6317

Email: [email protected]

Helping everyday people develop the discipline, confidence, and mindset to pursue financial growth through education, community, and personal development.

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