Effective Date: Octobeer 2, 2025
Last Updated: June 27, 2026

These Terms of Use ("Terms") govern your access to and use of MarquitaThomasOfficial.com (the "Site"), as well as all products, services, memberships, educational programs, communities, events, digital products, books, coaching, speaking engagements, and related offerings provided by Marquita Thomas and her brands, including Money Makers Club, operating through FKJM LLC ("Company," "we," "us," or "our").

By accessing or using the Site or any Company services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional policies referenced herein.

If you do not agree with these Terms, you should discontinue use of the Site and all Company services.

By voluntarily providing your contact information, including your mobile telephone number, you consent to receive communications from the Company by email, telephone, and SMS/text message. Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP.

1. Use of Our Services

The Site and all Company offerings are provided for educational, informational, and commercial purposes.

Our services may include, but are not limited to:

Educational courses

Membership communities

Books and digital publications

Coaching programs

Live events

Workshops

Speaking engagements

Digital downloads

Merchandise

Webinars

Masterclasses

Community forums

You agree to use the Site and Services only for lawful purposes.

You agree that you will not:

Violate any applicable law or regulation.

Attempt to gain unauthorized access to Company systems.

Introduce viruses, malware, or malicious code.

Use bots, scrapers, crawlers, or automated software without written permission.

Copy, reproduce, distribute, or commercially exploit Company content.

Disrupt the experience of other members or participants.

Harass, abuse, or threaten other users or Company representatives.

2. Intellectual Property

All content made available by the Company, including but not limited to:

Books

Videos

Courses

Community content

Trade examples

Graphics

Logos

Branding

Workbooks

Presentations

PDFs

Downloads

Website design

Written content

Audio recordings

Live training materials

is owned by FKJM LLC and/or Marquita Thomas and is protected by United States and international copyright, trademark, and intellectual property laws.

You are granted a limited, revocable, non-exclusive, non-transferable license for your personal educational use only.

Without prior written permission, you may not:

Copy

Record

Screenshot protected materials for redistribution

Share membership content

Reproduce

Modify

Publish

Resell

Distribute

Create derivative works

Publicly display Company materials

Unauthorized use may result in immediate termination of access and legal action.

3. Products, Services & Memberships

The Company may offer:

Memberships

Courses

Coaching

Events

Merchandise

Books

Digital products

Subscription services

Specific terms may apply to individual products and services at the time of purchase.

The Company reserves the right to:

Modify offerings

Update pricing

Change features

Suspend services

Discontinue products

at any time.

Membership benefits, bonuses, and included features may change without prior notice.

4. User Accounts

Certain Company services require user registration.

You are responsible for maintaining the confidentiality of your login credentials.

You agree to accept responsibility for all activity occurring under your account.

The Company reserves the right to suspend or terminate accounts for violations of these Terms, abusive behavior, fraudulent activity, unauthorized sharing of content, or misuse of Company resources.

5. Payments

Payments are processed through secure third-party payment providers.

By purchasing Company products or services, you represent that:

Billing information is accurate.

You are authorized to use the payment method provided.

You authorize recurring charges when applicable.

Unless otherwise stated in a separate written Refund Policy, all sales of digital products, memberships, coaching, and educational services are final.

6. Community Standards

To maintain a positive educational environment, all members agree to conduct themselves respectfully.

The Company may remove users who engage in:

Harassment

Hate speech

Threats

Spam

Solicitation

Sharing copyrighted materials

Disruptive behavior

Unauthorized promotion of outside businesses

Attempts to recruit members away from Company communities

Removal from the community does not automatically entitle a member to a refund.

7. SMS & Communications

Certain purchases, registrations, or subscriptions may include SMS reminders, email notifications, account alerts, and promotional communications.

Message frequency varies.

Standard carrier message and data rates may apply.

Consent to receive communications is not a condition of purchase.

You may unsubscribe at any time using the instructions provided.

8. Disclaimer of Warranties

All Company services, educational materials, memberships, and Site content are provided on an "AS IS" and "AS AVAILABLE" basis.

The Company makes no warranties regarding:

Accuracy

Availability

Reliability

Suitability

Completeness

Fitness for a particular purpose

Your use of Company services is entirely at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, FKJM LLC, Marquita Thomas, its affiliates, employees, contractors, instructors, speakers, moderators, and representatives shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from:

Use of the Site

Educational content

Membership participation

Community discussions

Live events

Coaching

Trading decisions

Digital products

Merchandise

Website interruptions

The Company's total liability shall never exceed the amount paid by you for the specific product or service giving rise to the claim.

The Company is not responsible for delayed or undelivered SMS messages due to carrier issues.

10. Indemnification

You agree to defend, indemnify, and hold harmless FKJM LLC, Marquita Thomas, its affiliates, employees, contractors, instructors, moderators, and representatives from any claims, liabilities, damages, losses, expenses, or legal fees arising from:

Your use of Company services

Your violation of these Terms

Your violation of applicable laws

Your infringement of any third-party rights

11. Third-Party Websites & Services

The Site may contain links to third-party websites, software, brokers, payment processors, social media platforms, or educational resources.

The Company does not own or control these third-party services and is not responsible for:

Their content

Their security

Their privacy practices

Their performance

Their availability

Use of third-party services is entirely at your own risk.

12. Governing Law

These Terms shall be governed by the laws of the State of Wyoming without regard to conflict-of-law principles.

Any dispute arising under these Terms shall be brought exclusively in the state or federal courts located in Sheridan County, Wyoming.

You consent to the personal jurisdiction of those courts.

13. Changes to These Terms

The Company reserves the right to modify these Terms at any time.

Updates become effective immediately upon posting to the Site.

Continued use of Company services constitutes acceptance of the revised Terms.

14. Contact Information

FKJM LLC
30 N Gould St, Ste R
Sheridan, WY 82801-6317

Email: [email protected]